Now you can get your New Zealand investment property finance APPROVED by your bank without even having to TALK to them!
No need to stress out or take time off work to see your bank about getting your investment property finance approved -- with your permission, we'll do all the leg-work for you
| At Constellation Mortgages - a subsidiary of Compass Property Investments - you'll always be encouraged to seek investment property finance from your existing bank, unless you WANT to change. |
No time-consuming loan application forms to fill out
If it's investment property finance you need, all we need is your permission to approach your current lender on your behalf. The usual supporting documents such as wage slips, bank statements, updated valuation of your family home etc; can often be avoided if your material circumstances haven't changed since the last time you borrowed from your bank.
Interest rate discount
By allowing us to deal with your lender on your behalf, you'll qualify for an interest rate discount off your choice of carded home loan rates, regardless of the preferred fixed term period.
Legal Contribution
On settlement you could receive a sizeable cash contribution from your lender towards your conveyancing costs.
Tax-efficient loan structure
Paramount to any property finance arrangement is the need for a tax-efficient loan structure. While your bank or lending institution can facilitate this, it's reassuring to know that through Compass Property Investments you'll benefit from a wealth of banking and property planning experience among the key advisors.
Fast property finance approval
You can usually expect to hear from us with an answer from your lender within 48 hours of the home loan submission.